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One Platform. Complete Control.
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One Platform. Complete Control.
Loading products
Finding the right tools for your business
Total Solutions. Total Control.
Loading products
Finding the right tools for your business
Total Solutions. Total Control.
Full double-entry accounting with AP/AR, multi-currency, VAT returns, bank reconciliation, and real-time reporting. SARS-compliant, audit-ready, and built for South African businesses.
Xero, Sage, QuickBooks
Explore the module before you commit.
Clear pricing and calculator tools available below.
Ask questions in plain English and spot exceptions earlier.
Local support, local hosting, and practical rollout guidance.
Everything you need to succeed
Ask anything about your finance data in plain English. Get instant insights that connect across your entire business.
"How's my cash flow looking this month?" — Get real-time revenue, expenses, and net position with overdue invoice alerts.
"Which customers are consistently late payers?" — Spot payment patterns and get proactive collection suggestions.
"Compare this quarter's expenses to last quarter" — Generate reports and comparisons in natural language.
"Flag any unusual transactions this week" — AI monitors for duplicate entries, unusual amounts, and reconciliation issues.
Total Finance AI
Business Intelligence Assistant
Show me overdue invoices over R10,000
Found 3 overdue invoices totalling R47,250:
• INV-2024-0847 — R18,500 (42 days overdue) • INV-2024-0891 — R15,750 (28 days overdue) • INV-2024-0923 — R13,000 (14 days overdue)
Draft follow-up reminders for all three
✅ 3 payment reminder emails drafted and ready for your review. Shall I also check if any of these customers have pending quotes that might be affected?
Purpose-built for South African accounting standards
| Feature | Total Finance | Xero | Sage |
|---|---|---|---|
| South African VAT handling | |||
| Rand-based pricing | — | ||
| Integrated CRM | — | — | |
| Built-in operations | — | — | |
| POPIA compliance built-in | — | — | |
| HR & payroll integration | — | ||
| Local support team | — | ||
| No per-transaction fees | — | — |
Switching from Xero to Total Finance saved us R3,000/month in subscription fees alone, plus we got CRM and operations included.
The VAT automation is brilliant. What used to take our bookkeeper 2 days now happens automatically.
Select the tier that matches your business needs
Essential invoicing for freelancers & micro businesses
Complete sales & purchase management for growing teams
Advanced B2B workflows with approvals & multi-warehouse
Complete ERP — work orders, assets & advanced workflows
Total Finance - powered by the same pricing rules as the main pricing page

SARS-compliant accounting that does more than just the books.
Every module shares data seamlessly. Pick another product to see how it fits.
Accounting, VAT & Reporting
HR, Payroll & People Ops
Time, Clocking & Labour Cost
Jobs, Field Service & Projects
AI Finance, Docs & Workflow
APIs, Webhooks & Developer Platform
Full double-entry accounting with AP/AR, multi-currency, VAT returns, bank reconciliation, and real-time reporting. SARS-compliant, audit-ready, and built for South African businesses.
Xero, Sage, QuickBooks
Explore the module before you commit.
Clear pricing and calculator tools available below.
Ask questions in plain English and spot exceptions earlier.
Local support, local hosting, and practical rollout guidance.
Everything you need to succeed
Ask anything about your finance data in plain English. Get instant insights that connect across your entire business.
"How's my cash flow looking this month?" — Get real-time revenue, expenses, and net position with overdue invoice alerts.
"Which customers are consistently late payers?" — Spot payment patterns and get proactive collection suggestions.
"Compare this quarter's expenses to last quarter" — Generate reports and comparisons in natural language.
"Flag any unusual transactions this week" — AI monitors for duplicate entries, unusual amounts, and reconciliation issues.
Total Finance AI
Business Intelligence Assistant
Show me overdue invoices over R10,000
Found 3 overdue invoices totalling R47,250:
• INV-2024-0847 — R18,500 (42 days overdue) • INV-2024-0891 — R15,750 (28 days overdue) • INV-2024-0923 — R13,000 (14 days overdue)
Draft follow-up reminders for all three
✅ 3 payment reminder emails drafted and ready for your review. Shall I also check if any of these customers have pending quotes that might be affected?
Purpose-built for South African accounting standards
| Feature | Total Finance | Xero | Sage |
|---|---|---|---|
| South African VAT handling | |||
| Rand-based pricing | — | ||
| Integrated CRM | — | — | |
| Built-in operations | — | — | |
| POPIA compliance built-in | — | — | |
| HR & payroll integration | — | ||
| Local support team | — | ||
| No per-transaction fees | — | — |
Switching from Xero to Total Finance saved us R3,000/month in subscription fees alone, plus we got CRM and operations included.
The VAT automation is brilliant. What used to take our bookkeeper 2 days now happens automatically.
Select the tier that matches your business needs
Essential invoicing for freelancers & micro businesses
Complete sales & purchase management for growing teams
Advanced B2B workflows with approvals & multi-warehouse
Complete ERP — work orders, assets & advanced workflows
Total Finance - powered by the same pricing rules as the main pricing page

SARS-compliant accounting that does more than just the books.
Every module shares data seamlessly. Pick another product to see how it fits.
Accounting, VAT & Reporting
HR, Payroll & People Ops
Time, Clocking & Labour Cost
Jobs, Field Service & Projects
AI Finance, Docs & Workflow
APIs, Webhooks & Developer Platform